The basics of no-closing cost mortgage refinancing

So-called “no-cost” mortgage refinancing deals are a good deal for some consumers – but you’re paying the closing costs either way.

Refinance student loans now and you'll likely save money — here's why

The Federal Reserve's emergency rate cut makes now an ideal time to refinance student loans, but refinancing isn't right for everyone.

IRS stimulus payments status check; agency says enhancements made to 'Get My Payment' tool

The Internal Revenue Service says it has made significant enhancements to the "Get My Payment" tool designed to help Americans eligible to receive Economic Impact Payments.

Fed eliminates transfer limit on monthly withdrawals from savings accounts

The Federal Reserve announced Friday that banks can allow consumers to make an unlimited number of withdrawals from their savings accounts without paying an additional fee.

Americans have $21B in unused gift cards and store credits

Although gift cards have topped holiday wish lists in recent years, half of U.S. adults currently have unredeemed gift cards or store credits that are estimated to be valued at $21 billion in untouched money, according to a new survey released on Tuesday from personal finance resource Bankrate. This whopping 10-figure number even includes airline redemption vouchers.

Your 401(k) may not be safe: More cybercriminals are targeting retirement accounts

Bank accounts are getting harder to hack, so cybercriminals are increasingly targeting retirement accounts, such as 401(k), and experts warn that there's no guarantee you'll get reimbursed after a hack.

Social Security changes in 2020

A new year often brings slight changes to some of America's most popular programs, and Social Security is no exception.

IRS releases updated income tax brackets for 2020

The IRS on Wednesday released the updated tax brackets for the 2020 filing season, which have been modified to keep pace with inflation.

Fed cuts rates a 3rd time this year but signals likely pause

The Federal Reserve cut its benchmark interest rate Wednesday for the third time this year to try to sustain the economic expansion in the face of global threats. But it hinted that it won't likely cut again this year.

IRS warns of dangerous new email impersonation scam

The Internal Revenue Service and its Security Summit partners warned taxpayers Thursday of a new scam being perpetrated through emails purporting to be communications from the IRS.

Chase Bank forgives all outstanding credit card debt for Canadian customers

Canadians who owed money on their credit cards with Chase Bank have a little less debt on their plate after the company recently forgave all outstanding balances as it exited the Canadian credit card market.