Americans have $21B in unused gift cards and store credits

Although gift cards have topped holiday wish lists in recent years, half of U.S. adults currently have unredeemed gift cards or store credits that are estimated to be valued at $21 billion in untouched money, according to a new survey released on Tuesday from personal finance resource Bankrate. This whopping 10-figure number even includes airline redemption vouchers.

Social Security changes in 2020

A new year often brings slight changes to some of America's most popular programs, and Social Security is no exception.