Today’s mortgage rates edge down across all terms | Jan. 25, 2023
Check out the mortgage rates for Jan. 25, 2023, which are down from yesterday.
Still time to save: Thirty-year mortgage rates hold steady for third straight day | Jan. 20, 2023
Check out the mortgage rates for Jan. 20, 2023, which are largely unchanged from yesterday.
Mortgage rates drop to the lowest level since September: Freddie Mac
The average rate for a 30-year fixed-rate mortgage fell to 6.15% for the week ending Jan. 19, according to Freddie Mac's Primary Mortgage Market Survey.
Secure 2.0 Act: Required minimum distribution age increases for IRAs
The required minimum distribution age (RMD) has increased from 72 to 73, meaning Americans can leave their investments in longer before needing to make withdrawals. Here’s what you need to know.
Today’s 20-year mortgage rates continue to offer best money-saving opportunity | Jan. 19, 2023
Check out the mortgage rates for Jan. 19, 2023, which are largely unchanged from yesterday.
IRS ends COVID-19 tax credits: Here's what you need to know before filing in 2023
Among the several pandemic tax credits returning to 2019 levels is the Child Tax Credit. Filers will get $1,600 less in credit for 2022 for each qualifying child under age 17.
Social Security benefits can be taken to pay student loans in default
Up to 15% of a person’s Social Security benefits can be garnished to pay student loans in default.
Inflation drops in December – will the Fed slow interest rate hikes in 2023?
Inflation eased in December, but interest rates are likely to increase a few more times in 2023. However, the rate of increase could slow, one Fed official says. Here's what it means for you.
Today’s 20-year mortgage rates remain best opportunity for interest savings | Jan. 13, 2023
Check out the mortgage rates for Jan. 13, 2023, which are up from yesterday.
Biden proposes new student loan repayment plan: Here’s how much borrowers will save
The Department of Education's new student loan repayment plan would offer $0 monthly payments for any individual borrower who makes less than roughly $30,600 annually and any borrower in a family of four who makes less than about $62,400.
Today’s best mortgage deal? 20-year rates are the lowest available at 6 percent | Jan. 12, 2023
Check out the mortgage rates for Jan. 12, 2023, which are down from Tuesday.
Secure 2.0 Act helps savers nearing retirement boost catch-up contributions
The Secure 2.0 Act of 2022 – a follow-up to the 2019 Secure Act – allows for an increase in "catch-up" contributions for people nearing retirement.
Biden administration unveils defense of student loan forgiveness plan at Supreme Court
The Biden administration launched its defense of its student loan forgiveness plan before the Supreme Court. Here’s how to lower your student loan monthly payments.
New IRS tax brackets take effect in 2023, meaning your paycheck could be bigger
Tax brackets are to shift higher by 7% this year.
Personal loan origination fees: Are they worth the cost?
A personal loan origination fee is paid upfront when you take out a loan. If you’re wondering if origination fees are worth the cost, here’s what you should know.
Secure 2.0 Act will help Americans build emergency savings: Here's how
Beginning in 2024, sponsors of individual account plans can create "emergency savings accounts" that allow employees to make Roth after-tax contributions to special savings account within the retirement plan.
Paying off debt is top priority for many consumers in 2023: survey
Seventy-four percent of respondents said that cost of living increases impacted their spending decisions for 2023. However, 36% said they still planned to prioritize paying off debt.
Secure 2.0 Act: Student loan payments will count toward 401(K) matching contributions
The Secure Act 2.0 will let companies make 401(k) employer matches based on employees’ qualified student loan payments, beginning in 2024. Here’s how to pay down student loan debt quickly.
How to get a personal loan
If you’re wondering how to get a personal loan to consolidate debt or to fund a large expense, here’s what you need to know.
Most homebuyers don't shop for mortgages: Zillow
Nearly half (46%) of would-be buyers applying for a mortgage only submitted one application, which put them at risk of missing out on significant savings throughout their mortgage, a survey said.